We use cookies to improve your experience on this website. Read More Close

Insurance Plans

Aviva Health Excess & Shortfalls- Bon Secours Hospital Galway        
  Excess per Claim Outpatient/Side Room/Daycare Shortfall (Echo not covered) Semi Private Shortfall Private Shortfall (if requesting a private room)
Level 1: Access No Excess 40% shortfall 40% shortfall 40% shortfall shared rate + Extra payment due per night
Level 1: Hospital / Everyday / Plan / Health / Daily No Excess 40% shortfall (see note ") 35% shortfall (see note^) 35% shortfall of shared rate (see note^) + Extra payment due per night
Level 1: Hospital/Everyday (Nurses/Teachers) No Excess 40% shortfall (see note ") 35% shortfall (see note^) 35% shortfall of shared rate (see note^) + Extra payment due per night
Level 1: Me / I / We / Total Life / We Citi No Excess 40% shortfall 40% shortfall 55% shortfall
Level 2: Access €75 excess OPD/DC No Shortfall No Shortfall Extra payment due per night
Level 2: Everyday / Complete Health / Nurses/Teachers No Excess No Shortfall No Shortfall Extra payment due per night
Level 2: Hospital / Hospital (Nurses/Teachers) / Health Plan 02 No Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Level 2: Family Health €75 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Level 2: Health Excess €125 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Level 2: Postbank Health / Postbank Daily No Excess No Shortfall No Shortfall Extra payment due per night
Level 2: Me / I / We / Total Life No Excess No Shortfall No Shortfall €75 Shortfall per night
Level 2: I/We with Excess €75 Excess No Shortfall No Shortfall €75 Shortfall per night
Levels 3, 4, 5: I / We / Total Life / Citi Plan No Excess No Shortfall No Shortfall No Shortfall
Biz Plan / Biz Plan Plus €75 Excess No Shortfall No Shortfall Extra payment due per night
Business Plan Hospital / Business Plan Select €125 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Business Plan Hospital Plus €125 Excess * €2,000 co-payment on certain Orthopaedic procedures   €50 nightly excess
Business Plan Extra / Business Plan Select Plus €75 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Business Plan Plus / Health Plan 03 / Health Plan 04 €125 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Business Plan Complete €75 Excess. €150 Excess if requesting private room * €2,000 co-payment on certain Orthopaedic procedures   €150 excess per claim
Business Plan Executive No Excess No Shortfall No Shortfall No Shortfall
Business Plan Choice €75 Excess OPD/DC, €125 Excess In/pt * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Nurses/Teachers Choice €125 Excess In/pt * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Health Plan: 05 / 06 / 07 / 10 €75 excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Health Plan 08 €75 Excess * €2,000 co-payment on certain Orthopaedic procedures   €100 nightly excess
Health Value Plan €125 Excess( Max 5 nights) * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Health Starter Plan No Excess 50% shortfall 50% shortfall 50% shortfall shared rate + Extra payment due per night
Family Value €125/€250 Excess * €2,000 co-payment on certain Orthopaedic procedures   Extra payment due per night
Teachers/Nurses Plan No Excess No Shortfall No Shortfall €75 Shortfall per night
Teachers/Nurses Plan Plus No Excess No Shortfall No Shortfall No Shortfall
Aviva Health Plan / Market Plan No Excess No Shortfall No Shortfall €75 Shortfall per night
AA Plan Level 2 No Excess No Shortfall No Shortfall €75 Shortfall per night
AA Plan Plus No Excess No Shortfall No Shortfall No Shortfall
Celestica Plan €80 Excess No Shortfall No Shortfall €75 Shortfall per night
Smart Plan / Market Plan No Excess No Shortfall No Shortfall €75 Shortfall per night
Health Plan 1001 €75 Excess No Shortfall No Shortfall €75 Shortfall per night
Health Plan 1002 €100 Excess No Shortfall No Shortfall €75 Shortfall per night
         
NOTE: €2,000 co-payment on certain orthopaedic procedures. Please contact Aviva with your procedure code to confirm.        
Note" Effective from 17/06/12 for new members and renewals   ^ Effective from 31/03/13 for new members & renewals (previously 25% shortfall)    

 

GloHealth Excess & Shortfalls - BON SECOURS HOSPITAL GALWAY.      
PLAN Outpatient/Side Room/Daycare Shortfall Semi Private Shortfall Private Shortfall (if requesting a private room)
Basic Plan, renewals pre 31/03/2013 €100 excess per claim 40% shortfall 40% of semi private rate + Extra payment due per night
Basic Plan, renewals & new members from 31/03/2013 40% shortfall 40% shortfall 40% of semi private rate + Extra payment due per night
Good Plan €75 excess per claim 40% shortfall 40% of semi private rate + Extra payment due per night
Better Plan €50 excess per claim €100 excess per claim (see note*) €200 excess per night (see note*)
Better Plan Ultra Cash €50 excess per claim €100 excess per claim (see note*) €200 excess per night (see note*)
Best Plan Full cover Full cover (see note*) €200 excess per night (see note*)
Best Plan Ultimate Cash Full cover Full cover (see note*) €200 excess per night (see note*)
Ultra Plan Full cover Full cover Full cover
Ultimate Plan Full cover Full cover Full cover

 

 

Laya Healthcare Excess & Shortfalls - Bon Secours Hospital Galway      
Plan Excess per Claim Surgical Outpatient, Daycase Shortfalls Semi Private/Private Shortfalls
       
Aspire No Cover No Cover No Cover
Company Care (Excess) €125.00 Excess No Shortfall €110.00 per night for private room
Company Care (No Excess) No Excess No Shortfall €110.00 per night for priavte room
Company Care Choice €125.00 Excess No Shortfall €165.00 per night for private room
Company Care Gold No Excess No Shortfall No Shortfall
Company Care Plus No Excess No Shortfall €50.00 per night for private room
Company Care Premium (Excess) €125.00 Excess No Shortfall No Shortfall
Company Care Premium (No Excess) No Excess No Shortfall No Shortfall
Company Care Starter No Cover No Cover No Cover
Company Health No Excess €255.00 Shortfall per day €255.00 Shortfall per day
Company Health Plus (Excess) €125.00 Excess No Shortfall €127.00 per night for private room
Company Health Plus (No Excess) No Excess No Shortfall €127.00 per night for private room
Complete Care €125.00 Excess No Shortfall No Shortfall
Credit Union Family €125.00 Excess No Shortfall €165.00 per night for private room
Credit Union Starter No Cover No Cover No Cover
Essential No Excess €255.00 Shortfall per day €255.00 Shortfall per day
Essential Care No Cover No Cover No Cover
Essential Choice No Excess €400 Shortfall per day €400 Shortfall per day
Essential Complete €125.00 Excess No Shortfall €150.00 per night for private room
Essential Connect €125.00 Excess No Shortfall €280.00 per night for private room
Essential Connect Saver €250.00 excess per claim No Shortfall €280.00 Shortfall per day
Essential First No Excess €430.00 Shortfall per day €430.00 Shortfall per day
Essential Gold No Excess No Shortfall No Shortfall
Essential Health €125.00 Excess No Shortfall €250 per night for a private room
Essential Plus (Excess) €125.00 Excess No Shortfall €127.00 per night for private room
Essential Plus (No Excess) No Excess No Shortfall €127.00 per night for private room
Essential Plus Starter No Cover No Cover No Cover
Essential Select No Cover No Cover No Cover
Essential Starter No Excess €420.00 Shortfall per day €420.00 Shortfall per day
Family Care €125.00 Excess No Shortfall €165.00 per night for private room
Health Manager First No Cover No Cover No Cover
Health Manager Gold No Excess No Shortfall No Shortfall
Health Manager Starter No Cover No Cover No Cover
Health Protect No Cover No Cover No Cover
Health Sense (Excess) €125.00 Excess No Shortfall €150.00 per night for private room
Health Smart €125.00 Excess No Shortfall €127.00 per night for private room
Health Smart Family €125.00 Excess No Shortfall €165.00 per night for private room
Health Wise Plus (No Excess) No Excess No Shortfall €150.00 per night for private room
HealthManager €125.00 Excess No Shortfall No Shortfall
HealthManager Silver No Excess No Shortfall No Shortfall
Personal Care €125.00 Excess No Shortfall €165.00 per night for private room
Protection 1 No Excess No Shortfall €38.09 per night
Protection 2 No Excess No Shortfall No Shortfall
Protection 3 No Excess No Shortfall No Shortfall
Simply Health (Excess) €125.00 Excess No Shortfall €165.00 per night for private room
Simply Health Starter No Cover No Cover No Cover
Student Care No Cover No Cover No Cover
Teach Choice No Cover No Cover No Cover
Teach Plus €125.00 Excess No Shortfall €150.00 per night for private room
Total Health (No Excess) No Excess No Shortfall €50.00 per night for private room
Total Health Choice €125.00 Excess No Shortfall €175.00 per night for private room
Total Health Plus €100 Excess No Shortfall €50 per night for priavte room
Total Health Select No Excess No Shortfall No Shortfall

 

VHI Private Hospital Excess & Shortfalls - Bon Secours Hospital Galway        
PLAN Excess per Claim Outpatient/Side Room/Daycare Shortfall Semi Private Shortfall Private Shortfall (If requesting a private room)
One Plan Access(Plan A) / One Plan Access Plus (A Options) No Excess 40% of total bill 40% of total bill 55% of total bill
Healthplus Access (Plan B) /Healthplus Extra (B Options) No Excess No shortfall No shortfall Extra payment due per night
Healthplus Excess (Plan B Excess) €75 per claim No shortfall No shortfall Extra payment due per night
Healthplus Excess 150 €150 per claim No shortfall No shortfall Extra payment due per night
Parents & Kids / Parents & Kids Options No Excess ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Parents & Kids Excess €75 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Parents & Kids Excess 150 €150 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Healthplus Choice (Plan C / C Options) No Excess No shortfall No shortfall No shortfall
Healthplus Premium / Platinum ( Plan D / Plan E) No Excess No shortfall No shortfall No shortfall
First Plan Starter / One Plan Starter NO COVER      
First Plan No Excess 40% of total bill 50% of total bill 50% of total bill+ Extra payment due per night
First Plan Select PLEASE CONFIRM COVER WITH VHI      
First Plan Plus No Excess ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plan / First Plan Extra €125 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plus Plan / One Plan 1.10 / One Plan Choice €125 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plan Extra / Complete No Excess ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plan 250 / Nurses One Plan 250 / Teachers One Plan 250 (Inpt excess payable only twice in policy year) €150 for daycare/side room. €250 Inpatient excess ** 40% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plan 500 (Inpt excess payable only twice in policy year) €150 for daycare/side room. €500 Inpatient excess ** 40% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
One Plan Sport €125 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Family Plan Level 1 & Level 2 No Excess 40% of total bill 50% of total bill 50% of total bill+ Extra payment due per night
Family Plan Plus Level 1 & Level 2 No Excess ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Forward Plan Level 1 & Level 2 No Excess No shortfall No shortfall No shortfall
Company Plan Starter NO COVER      
Company Plan €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Company Plan Plus Level 1 / Plus Level 1.2 / Wellplus 2 €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Company Plan Plus Select €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Company Plan Plus Level 1.1 €100 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Company Plan Extra Excess €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Company Plan Extra No Excess * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Company Plan Extra Level 1 / Level 2 / Level 3 / Wellplus 1 / Wellplus 3 No Excess * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Company Plan Extra Level 2 Excess €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Company Plan Executive / Company Plan Executive Excess No Excess No shortfall No shortfall No shortfall
Company Plan Extra Select €100 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Corporate Plan €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
WellPlus 1 Excess €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
Nurses Plan / Teachers Plan No Excess ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
Nurses Plan Select / Teachers Plan Select €125 per claim ** 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 01 11/ 02 11 €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 03 11 No Excess No shortfall No shortfall Extra payment due per night
PMI 04 11 No Excess No shortfall No shortfall No shortfall
PMI 05 11 / 07 11 / 23 11 No Excess * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
PMI 06 11/14 11/16 11/ 18 11/19 11/21 11 €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 08 11 €150 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 15 11 €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €150 excess per day
PMI 17 11/ 24 11 €150 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 10 11/11 11/12 11 €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 22 11 €125 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
PMI 25 11 €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
PMI 28 12/ 32 12/ 33 12 €75 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 29 12 €100 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   €50 Excess per night
PMI 30 12 No Excess * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
PMI 31 12 €100 per claim * 20% Shortfall on some Orthopaedic & Ophthalmic procedures   Extra payment due per night
         
         
NOTE: 20% shortfall on benefits for some orthopaedic & ophthalmic procedures. Please contact VHI with your procedure code to confirm shortfall.        

 

    Follow us:

    Visited Pages

    Appointment Enquiry

    Additional Information

    Appointment Enquiry